Calculate your take-home salary with latest tax regime comparisons
Simpler structure with lower rates but fewer deductions
Enter your salary details to calculate take-home pay
Example Calculation:
₹5,00,000 basic + ₹2,00,000 HRA + ₹3,00,000 allowance
New regime: ₹62,500.00/month • Old regime: ₹65,200.00/month
₹6,00,000 package, metro city
₹12,00,000 package, tier-2 city
₹24,00,000 package, metro city
The new regime (with lower rates but no deductions) is better if your total deductions are less than ₹2-3L. The old regime becomes beneficial when you have substantial HRA claims, investments under 80C, home loan interest, etc.
HRA exemption is the minimum of: 1) Actual HRA received, 2) 50% of basic salary (for metro) or 40% (non-metro), or 3) Rent paid minus 10% of basic salary. You need rent receipts to claim this exemption under old regime.
Section 80C (₹1.5L limit) includes EPF, PPF, ELSS mutual funds, life insurance premiums, NSC, tax-saving FDs, home loan principal repayment, children's tuition fees, and certain other investments.
Compare different salary structures and tax regimes
Note: This calculator provides estimates. Actual salary deductions may vary based on employer policies.