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Pension Calculator
Retirement Planning Tool

Retirement Planning Calculator

Plan your retirement corpus and calculate monthly pension for a secure future

Your Retirement Details

The earlier you start, the more you'll accumulate

Popular Retirement Schemes in India

NPS (Equity): 10-12%
NPS (Debt): 7-9%
PPF: 7.1%
EPF: 8.15%
Mutual Funds (Equity): 10-12%
FD/RD: 6-7%

Your Retirement Projection

No Results Yet

Enter your retirement details to calculate projected corpus

Example Calculation:

$100,000 current savings, $10,000 monthly at 8% for 30 years

Corpus: $15,000,000 • Monthly Pension: $50,000

Frequently Asked Questions

How much retirement corpus do I need?

A good rule of thumb is to accumulate 25-30 times your annual expenses. For example, if you spend ₹6L annually (₹50k/month), aim for ₹1.5-2Cr corpus.

What is the 4% withdrawal rule?

The 4% rule suggests withdrawing 4% of your retirement corpus annually (adjusted for inflation). This gives you ~30 years of income with high probability.

Which is better - NPS or PPF?

NPS offers higher returns (8-12%) but has lock-in until 60. PPF offers 7.1% with more flexibility. Use both for diversification.

Ready to Optimize Your Retirement Plan?

Recalculate with different scenarios to find your ideal retirement strategy

Note: This calculator provides projections based on your inputs. Actual returns may vary. Consult a financial advisor for personalized planning.